The Affordable Care Act, popularly known as Obamacare, was signed on March 23, 2010 and promoted by President Barack Obama.
It is a Health Reform, aimed at making health insurance more accessible and affordable for everyone.
When we say affordable, we mean that Obamacare provides healthcare subsidies to individuals and families, based on age, household size, and income. The insurance covers numerous treatments and health situations that were not considered before.
And accessible, because now people with pre-existing diseases and pregnant women cannot be turned down by insurers..
The Low Cost Health Care Act establishes an open enrollment period, known as Obamacare Open Enrollment.
This period begins on November 1 and ends on December 15. Only in the Open Enrollment can you apply for Obamacare, unless you qualify for a Special Enrollment Period.
In case you don’t have health coverage through your employer, Medicare, Medicaid, you can get your insurance through the Insurance Marketplace.
If you qualify for an Obama Care health plan, the government gives you a subsidy that helps you pay for a large portion of your health insurance.
Whether you buy health insurance from Obamacare, from a private company or through your employer, you can receive the “10 essential benefits” for health care:
Preventive care, general check-ups, chronic disease treatments
Prescription drugs
Medical emergencies
Hospitalization
Laboratories
Pediatrics
Pregnancy, childbirth and postpartum
Psychiatry, addiction treatments
Rehabilitation Therapies
Outpatient care
Obamacare Achievements
Those who have legal status in the United States and who meet certain income requirements qualify for Obama Care.
This initiative enabled, for the first time, more than 40 million people to have health insurance in the United States. This population, until that moment, had no way to support their health expenses because they did not qualify for this benefit. They did not meet the requirements of the insurance companies. Obamacare came to change that landscape.
The Affordable Health Act expanded the Medicaid program, covers more low-income adults, and subsidizes private health insurance through the Health Insurance Marketplace.
Health Insurance Marketplace and Obamacare
The health insurance market is a platform that concentrates all the offers of health plans from private insurers. Provides insurance agents with the facility to consult all the medical insurance options that individuals, families and companies have.
To apply for Obama Care, you are required to meet two requirements: have legal status in the United States and a minimum income. The minimum income varies each year, call us for the most up-to-date information. As you can see, the process is very simple and you can access the best health insurance in the United States.
If you need to review Obamacare coverage plans, prices, and options, our agents help you through the process.
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